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Author Mitchell, Olivia S.

Title Financial literacy [electronic resource] : implications for retirement security and the financial marketplace / Olivia S. Mitchell and Annamaria Lusardi.

Imprint Minneapolis, Minn. : Highbridge Audio ; [Prince Frederick, Md.] : [Distributed by] RBdigital, 2019, p2019.

Copies

Description 1 online resource (9 hr., 36 min.)
Note Unabridged.
System Details Mode of access: World Wide Web.
Requires RBdigital Media Manager.
System requirements: 200 MB of free disk space, 512 MB of RAM, Windows Installer 3.1, Microsoft .NET Framework 4 (x86 and x64), Windows Media Player 10 QA.
Note Downloadable audio file.
Title from title screen.
Access Access restricted to subscribing institutions.
Performer Narrated by Kitty Hendrix.
Form Downloadable applications available for access via iOS 4.0+ devices (iPhone, iPad, iPod Touch) and Android 2.1+ devices.
Summary As financial markets grow ever more complex and integrated, households must make increasingly sophisticated and all-too-often irreversible economic decisions. This is particularly evident in retirement decision-making. Traditional defined benefit pension schemes are being replaced with defined contribution pensions; employer and government judgment regarding how much to save and where to invest has been replaced by employees having to make these choices on their own (sometimes assisted by advisers); and retirees have become responsible for managing their own pension assets. This volume explores how financial literacy can enhance peoples' ability to make informed economic choices. It proposes that financial literacy determines how well people make and execute saving, investing, borrowing, and planning decisions. It examines causality using controlled settings to disentangle whether financial literacy causes saving or vice versa, and demonstrates that financial education programs do indeed enhance financial decision-making and asset accumulation.
Subject Business.
Genre/Form Audiobooks.
Added Author Lusardi, Annamaria.
Hendrix, Kitty. Narrator.
HighBridge Audio (Firm).
ISBN 9781684570065
Music No. Z100150142 Recorded Books

 
    
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