"Includes 70 worksheets to help take control of your finances!"--Cover
Includes bibliographical references and index.
Top 10 reasons to budget in today's economy -- Introduction -- What is budgeting, and why do you need to do it? -- Prioritize your spending -- Assess your current financial situation -- Create a livable budget -- Freeze your spending for the short term -- Save money on food -- Cut your expenses at home -- Reduce your biggest expenses -- Restructure a heavy debt burden -- Refinance your home and tap your equity -- Add income -- Survive unemployment -- Stick to your budget in an emergency -- Bounce back: recover from financial disaster -- Get government help: there actually is a free lunch! -- Marriage or moving in: budget for two -- Change your budget for a new baby -- Change your budget to include a new house -- Save money for college -- Budget through a separation or divorce -- Change your budget after age fifty -- Save for retirement -- Stay motivated.